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schedule of charges and specifications

Valid from 1-July-2020 to 30-June-2021

Version 1.0

S#Head of Charges/Payments/BenefitsProductCharges/Payments /Benefits (In PKR & MG)
Sahulat Wallet
1 Card Registration Fee Sahulat Wallet 600
2 Card Partial Fee Sahulat Wallet 150
3 Card Annual Renewal Fee Sahulat Wallet 600
4 Wallet Monthly Maintenance Fee Sahulat Wallet 75
Dollar Deal
5 Card Registration Fee Sahulat Wallet 100 (Convertible to MG)
6 Card Partial Fee Sahulat Wallet 100 (Convertible to MG)
7 Card Annual Renewal Fee Sahulat Wallet 20000
8 Wallet Monthly Maintenance Fee Sahulat Wallet 20% to 40%
Sahulat Comiti
9 Sahulat Comiti - Standard Monthly Contribution Sahulat Comiti 5000
10 Sahulat Comiti - Minimum Monthly Contribution Sahulat Comiti 1000
11 Non Payment Charge of Comiti Contribution Sahulat Comiti 50/Month
12 Partial Spend Fee Sahulat Comiti (After 6 Months) Sahulat Comiti 1000
13 Partial Spend Amount Allowed (Minmum After 6 Months) Sahulat Comiti 50000
14 Comiti Term Extension Fee (After 20 Month) Sahulat Comiti 1000
15 Lucky Prize Money Processing Fee Sahulat Comiti 20%
Sona Comiti
16 Sona Comiti - Standard Monthly Contribution Sona Comiti 5000
17 Sona Comiti - Minimum Monthly Contribution Sona Comiti 1000
18 Partial Spend Fee Sona Comiti (After 6 Months) Sona Comiti 1000
19 Partial Gold Redemption Allowed (Minmum After 6 Months) Sona Comiti 5 Grams
20 Comiti Term Extension Fee (After 20 Month) Sona Comiti 1000
Gold/Milligold
21 Cross Purchase Reward (Purchasing up to PKR 2,500/-) Gold Products 20 MG
22 Making Charges (Weight in Milligram)
(i) 10, 20 & 50 Gold Products 40
(ii) 100 Gold Products 100
(iii) 250 Gold Products 250
(iv) 500 Gold Products 500
(v) 1000 Gold Products 800
23 Wastage Charges
(i) Local Items (Vary market to market time to time) Gold Products 15%
(i) Imported Items (Vary market to market time to time) Gold Products 18%
Smart Saving (Loyalty Benefits)
24 Monitory Value of ARY Coin (One ARY Coin) Loyalties 1
25 Value Back Business Alliance Loyalties 2.5% to 50% (Varies)
26 Value back ARY Promotional Contribution Loyalties 7% (Varies)
27 Smart Saving
(i) Milligold Loyalties 10% of Value Back
(ii) ARY Coins Loyalties 90% of Value Back
28 Validity of ARY Coins Loyalties 18 Monts
Delivery Charges
29 Cash on Delivery/ Home Delivery All Product 150
30 Cash on Delivery/ Home Delivery - Heavy Products All Product Varies
Disclaimer: All above charges/Payments/Benefits are subject to market conditions & ARY Sahulat has the right to change these any time without prior information.

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